- FILL OUT THE FORM
- SAFE & SECURE
- QUICK APPROVAL
- CASH DESPOSITED
Money struggles are tough, but sometimes it seems that the bills just keep piling up. Are you struggling with an amount of money that you simply will not have until your next paycheck arrives? Have you recently been notified that you have medical debt or a large utility bill? These are common reasons that individuals all across America choose to apply for and receive a cash advance loan. Here at media68.net we can help guide you through the process and match you with a lender that can get you cash fast. Fill out our online application or call our toll free number today to get started.
What is a Cash Advance?
The name really says it all when it comes to cash advances. They are usually small loans given to individuals in advance of their next paycheck. They are also known as payday loans. Basically the cash advance lender looks at a few of your recent paycheck stubs to determine how long it will take you to pay back a certain amount. Smaller cash advances are usually paid back on the next payday, but larger loans can be spread out among several if the lender determines that to be the best option. Just like financial issues, everyone’s cash advance experiences is different. At media68.net we want to make sure yours is a great one.
Do You Need a Cash Advance Loan?
Unfortunately there is not a magic formula that a person can use to determine whether or not they need a cash advance loan, but there are some questions you can ask yourself to see if you may need to pursue financial help. First, think about what expenses are making you consider a cash advance. Are they needs or wants? Can you do without it until your next paycheck? Will you be penalized if you do not pay it by a certain date? If you conclude that the expenses you need to pay are urgent or important enough that you cannot wait until your next payday you may need to look into a cash advance. Just to clarify, no one will ask you what you intend to use your cash advance loan for; we at media68.net are simply committed to getting you money when you need it.
Applying for Cash Advance Loans Online
The first step of the cash advance process is the application. At media68.net we provide you with a free and easy to use online application that you can fill out at your own pace from the comfort of your own home. The application process is in place to ensure that you meet all of the qualifications for an online cash advance which are: age, citizenship, employment, and bank account. To meet these qualifications you must be 18 years or older, a US citizen, have some form of steady income, and a bank account that is eligible to receive direct deposits. If you meet these qualifications then the application process should be a cinch! Start your application here at media68.net today or if you prefer to complete your application over the phone just dial our toll free number and speak with a representative.
Benefits of an Online Cash Advance
Today using the internet to get things done is second nature whether it’s ordering a pizza or booking a ticket. All across America individuals are finding out that the internet can also be used to apply for online cash advances. This makes the process faster and more convenient. As for speed, an individual can fill out the online application, get approved, and see money in their bank account within two business days. Online cash advances are convenient because they do not require the borrower to leave their home; they can be applied for 24 hours a day, and completed at whatever pace you choose.
Are You Ready for a Cash Advance Loan?
So are you ready to get started with your online cash advance process? Start by filling out our online application right here at media68.net. The application will involve providing some simple information like your name, age, and employment information so that we can find the best cash advance lender to work with you to get you the funds you need fast. The lender will then communicate with you and provide loan documents that will go over the amount of your cash advance, when it is due to be repaid, and any penalties and interest that could potentially accrue if you do not pay it back on time. Once your documents are signed and returned the lender will process your loan and get the money into your bank account. Using media68.net can help you find a quick way to a cash advance loan – let us help you today!
- FILL OUT THE FORM
- SAFE & SECURE
- QUICK APPROVAL
- CASH DESPOSITED
What’s a Title Loan?
Title loans are helpful for people who own their vehicles because the value of the car is used as collateral. This allows the lender to give a larger loan with lower interest rates.
Is The Title Loan Process Difficult?
Absolutely not! Once you fill out the Media 68 application online it is examined by our network of title lenders. Soon after that you will be contacted by a lender who will offer you a title loan based on the vehicle information you submitted in your application. If you want to move forward after seeing the offer, the lender will then send your paperwork electronically for you to further review. At this point in the process the lender will also set up a time to collect your original title from you in person.
Will My Title Loan Come From Media 68?
No, your title loan will be issued by a lender. Media 68 is not a title lender. Instead, we save you time in your search for one. The Media 68 application automatically checks to make sure that each potential borrower meets a set of standard requirements that come straight from our network of lenders. The terms of your title loan, such as the amount, interest, and repayment schedule will all be set by your lender, not Media 68.
Title Loan Qualifications
Because all title loan lenders have different criteria, there is no exact list of qualifications for a title loan. However, here are some of the most important requirements:
- Be at least 18 years old
- Be a US citizen
- Be able to prove a steady and verifiable monthly income
- Own your car
Is My Bad Credit Going to Be an Issue?
No. Title loan lenders are more concerned with the value of your vehicle and your ability to repay them than your credit.
How Much Will I Be Able To Borrow?
This figure will be determined by how much your car is worth.
Can I Drive My Car During The Loan?
Yes. The lender will not take your vehicle from you, just the title.
What Will Happen if I Can’t Pay Back My Title Loan?
Since Media 68 will not be your title loan lender, we will also not be the ones enforcing payment. You should remember though, that the loan documents you sign will be a contract promising that you will repay the loan, so if you cannot do so your lender has the authority to charge penalties and interest, or even to take possession of your vehicle in order to satisfy the agreement.
Why Should I Get My Title Loan from Media 68?
Media 68 wants to help you get your title loan quickly and easily. We can match you up with a title loan lender that will get you the most money for the value of your vehicle. An added bonus is that because your vehicle equity is used as collateral, title loans are typically larger and have lower fees than an unsecured payday loan.
What is a Payday Loan Consolidation?
A payday loan consolidation just that. It consolidates all your outstanding payday loans into a single, manageable, monthly payment. It starts by Media 68 looking closely at your situation to determine how much disposable income you have each month to pay towards your payday loan debt. Then you begin depositing that amount into a new bank account opened in your name. Once that bank account accrues a certain amount of funds the negotiators at Media 68 will start communicating with your payday lenders in an effort to reach a settlement.
How Much Will My Monthly Payment Be?
There is no magic amount that everyone in a payday loan consolidation pays each month; it depends on the amount of your payday loan debt and how much you can pay with your current income and expenses. Media 68 wants to make sure that even though you are in a debt consolidation process that you can still live your life and pay your bills.
Will My Lenders Negotiate With You?
Through the years Media 68 has built a strong rapport with many payday lenders and collection agencies. Because of this they are willing to work with us and we know what their normal settlement percentages are. They are not legally obligated to work with us, but if you look at the situation from their perspective if makes sense for them to settle and get paid something than to not settle and not get anything.
Will I Still Have To Pay Off My Full Loan Amount?
Because your lenders are not obligated to negotiate with us at, we can’t guarantee that your full balance will be reduced.
Is the Payday Loan Consolidation Process Lengthy?
The entire process takes anywhere from 6-18 months, but it really all depends on how complex your situation is. Someone who has dozens of payday loan lenders is going to have a much longer consolidation process than someone with just a few. If you are interested in learning more about how a payday loan consolidation would help your specific situation just call Media 68 for a free debt consultation.