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What’s a Title Loan?

Title loans are helpful for people who own their vehicles because the value of the car is used as collateral. This allows the lender to give a larger loan with lower interest rates.

Is The Title Loan Process Difficult?

Absolutely not! Once you fill out the Media 68 application online it is examined by our network of title lenders. Soon after that you will be contacted by a lender who will offer you a title loan based on the vehicle information you submitted in your application. If you want to move forward after seeing the offer, the lender will then send your paperwork electronically for you to further review. At this point in the process the lender will also set up a time to collect your original title from you in person.

Will My Title Loan Come From Media 68?

No, your title loan will be issued by a lender.  Media 68 is not a title lender. Instead, we save you time in your search for one. The Media 68 application automatically checks to make sure that each potential borrower meets a set of standard requirements that come straight from our network of lenders. The terms of your title loan, such as the amount, interest, and repayment schedule will all be set by your lender, not Media 68.

Title Loan Qualifications

Because all title loan lenders have different criteria, there is no exact list of qualifications for a title loan. However, here are some of the most important requirements:

  • Be at least 18 years old
  • Be a US citizen
  • Be able to prove a steady and verifiable monthly income
  • Own your car

Is My Bad Credit Going to Be an Issue?

No. Title loan lenders are more concerned with the value of your vehicle and your ability to repay them than your credit.

How Much Will I Be Able To Borrow?

This figure will be determined by how much your car is worth.

Can I Drive My Car During The Loan?

Yes. The lender will not take your vehicle from you, just the title.

What Will Happen if I Can’t Pay Back My Title Loan?

Since Media 68 will not be your title loan lender, we will also not be the ones enforcing payment. You should remember though, that the loan documents you sign will be a contract promising that you will repay the loan, so if you cannot do so your lender has the authority to charge penalties and interest, or even to take possession of your vehicle in order to satisfy the agreement.

Why Should I Get My Title Loan from Media 68?

Media 68 wants to help you get your title loan quickly and easily. We can match you up with a title loan lender that will get you the most money for the value of your vehicle. An added bonus is that because your vehicle equity is used as collateral, title loans are typically larger and have lower fees than an unsecured payday loan.